Hi. I’m a middle aged woman who lives a perfectly normal, some might say boring, life. I have never smoked and I can’t remember the last time I had a drink more exotic than a cup of tea!
I have only one secret. I have a huge debt, from credit cards, and having created this debt over a surprisingly short period of time and now I have to clear it. If you are someone who hasn’t got any debts, who pays their credit card bill in full and has never fallen into the ‘ I will pay more next month trap’ you can’t understand how easy it is to get to the position where you have thousands to pay and no idea how to do that.